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Current Regulations

For a complete PDF version of the Bureau of Loans Regulations, click here or you may see individual sections below. For Proposed Regulations, please click here.

I. Chapter 155-2-1: General Application Regulations
     
  155-2-1-.01 Organization
Effective: October 1, 1997
  155-2-1-.02 Rulemaking Proceedings
Effective: October 1, 1997
  155-2-1-.03 Petition for Regulation, Amendment or Repeal
Effective: October 1, 1997
  155-2-1-.04 Request for Written Interpretation
Effective: October 1, 1997
  155-2-1-.05 Fee Schedule
Amended: January 1, 2020
  155-2-1-.06 Application Forms
Repealed: January 1, 2020
  155-2-1-.07 Examination Fees
Effective: January 1, 2020
     
II. Chapter 155-2-2: Alabama Consumer Credit Act “Mini-Code” Regulations
     
  155-2-2-.01 Licensing
Amended: January 1, 2020
  155-2-2-.02 Renewal Applications
Effective: October 1, 1997
  155-2-2-.03 Amendment of License
Amended: January 1, 2020
  155-2-2-.04 Changes in Ownership
Effective: October 1, 1997
  155-2-2-.05 Office Copy of Act and Regulations
Effective: October 1, 1997
  155-2-2-.06 Additional Reports and Records
Effective: October 1, 1997
  155-2-2-.07 Restricted Activities
Amended: August 1, 2002
  155-2-2-.08 Other Business Activities
Effective: October 1, 1997
  155-2-2-.09 Finance Charge
Effective: October 1, 1997
  155-2-2-.10 Records to be Maintained by Licensee
Effective: October 1, 1997
  155-2-2-.11 Deferral and Extension Charges
Amended: January 1, 2020
  155-2-2-.12 Insurance
Amended: June 1, 2018
  155-2-2-.13 Refunds
Effective: October 1, 1997
  155-2-2-.14 Examination Fees
Repealed: January 1, 2020
  155-2-2-.15 Refinancing
Effective: October 1, 1997
  155-2-2-.16 Annual Report
Effective: October 1, 1997
  155-2-2-.17 Minimum Loan Term
Effective: August 1, 2002
  155-2-2-.18 Mortgage Loan Modification
Effective: July 6, 2009
     
III. Chapter 155-2-3: Alabama Small Loan Act Regulations
     
  155-2-3-.01 Licensing
Effective: October 1, 1997
  155-2-3-.02 Renewal Application
Effective: October 1, 1997
  155-2-3-.03 Amendment of License
Effective: October 1, 1997
  155-2-3-.04 Changes in Ownership
Effective: October 1, 1997
  155-2-3-.05 Restricted Activities
Effective: October 1, 1997
  155-2-3-.06 Collection Activities
Amended: August 1, 2002
  155-2-3-.07 Other Business Activities
Effective: October 1, 1997
  155-2-3-.08 Prohibited Charges
Effective: October 1, 1997
  155-2-3-.09 Records to be Maintained by Licensee
Effective: October 1, 1997
  155-2-3-.10 Examination Fees
Repealed: January 1, 2020
  155-2-3-.11 Minimum Loan Term
Amended: January 1, 2020

IV. Chapter 155-2-4: Deferred Presentment Services Act Regulations
     
  155-2-4-.01 Licensure
Effective: October 1, 2013
  155-2-4-.02 Amendment of License
Effective: October 1, 2013
  155-2-4-.03 Changes in Ownership
Effective: October 1, 2013
  155-2-4-.04 Additional Reports and Records
Effective: October 1, 2013
  155-2-4-.05 Moving or Closing a Licensed Location
Effective: October 1, 2013
  155-2-4-.06 Locations
Effective: October 1, 2013
  155-2-4-.07 Records
Effective: October 1, 2013
  155-2-4-.08 Examination
Amended: January 1, 2020
  155-2-4-.09 Database Service Provider
Effective: January 1, 2014
  155-2-4-.10 Investigative Proceedings
Effective: October 1, 2013
  155-2-4-.11 Joint Bank Accounts
Effective: October 1, 2013
  155-2-4-.12 Prohibited Acts
Effective: October 1, 2013
  155-2-4-.13 Public Notice of Provisions
Effective: October 1, 2013
 Appendix A